It only takes one Hurricane to do a lot of damage to your
business. How ready are you?
After a disaster hits, your insurance can help get your back
into business. How soon often depends on your preparedness. So here are a few
things you can do to make recovery easier:
1. Copy, copy, copy. – Your available records are a key to
moving the process forward.
Scan records, tax returns, deeds, and insurance documents.
List all financial account information. You can put all the information on a
flash drive and store the drive away from the business location. Consider the
idea of storing the information in a lock box somewhere for quick access.
2. Video Records can help. – Create a video of the business
possessions. Show serial numbers where possible and describe the items and
condition with a voice-over. Store the video with the flash drive noted above.
3. Cash and information is King. – Put together what boaters
call an “overboard bag”. Pack it with enough cash to hold you over for 2 weeks
(yes it is hundreds of dollars), along with key phone numbers like insurance
broker, banks, etc., a few weeks of prescription drugs and some clothes. Put
the bag in an easily accessible location.
4. Backup business information as often as possible and
store them in a remote location. There are many options available.
Are You Ready?
Steve Koenig – SCORE Counselor
Visit us at: www.scoresouthflorida.net
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